Real Estate & Mortgage Financing
From a non-resident's mortgage to an institutional acquisition, financed against the asset and what it produces.
ExplorePart of Montclare Capital Partners
We structure and arrange the capital behind international real estate and portfolio transactions: mortgage, investment, developer finance and equity, across Europe.
Request a Financing ReviewAn investor held a diversified €3M portfolio with a Luxembourg financial institution and wanted to acquire a Spanish property for €1.5M. Selling part of the portfolio would have triggered capital gains and disrupted a long-term investment strategy.
Montclare structured a Lombard credit line secured by the portfolio. The bank applied a 60% advance rate — a maximum capacity of €1.8M — and the client drew €1.5M to complete the acquisition.
The portfolio remained fully invested, continuing to generate dividends and interest. The financing was integrated into the client’s wealth structure, with repayment planned from rental income and future distributions.
Case presented in anonymised form to protect client identity. Montclare does not act as a lender: it structures transactions, prepares the file and coordinates financing with authorised institutions.
Six ways we support international real estate and corporate financing, alongside the Lombard facility above. Each case is reviewed and prepared before any introduction.
From a non-resident's mortgage to an institutional acquisition, financed against the asset and what it produces.
ExploreCapital coordination for promoters and developers seeking funding for land, construction, capex or project execution.
ExploreAccess to selected equity partners, co-investors and private capital where debt alone is not the right solution.
ExploreShort-term capital against a committed exit, when the calendar will not wait for the funds to arrive.
ExploreFunding the purchase of a company, or raising capital against the company itself, in senior, subordinated and mezzanine layers.
ExploreCapital raised against what a family already owns, without taking the estate apart to do it.
ExploreWe work with clients whose profiles, assets and structures sit outside the standard banking route.
We assess the client, asset, financing need, documentation and transaction structure.
We help clarify the financing route and position the case properly before any introduction.
Where appropriate, we introduce the opportunity to suitable lenders, investors or capital providers.
Before you meet any bank: a written, indicative opinion on your specific asset: whether the case is financeable, the likely structure, an indicative loan-to-value range, what lenders will require, and the points that could block the transaction.
Financing Feasibility · delivered within 72 hours.
Any cost is agreed beforehand and depends on the transaction. Where the financing proceeds through our platform, it is credited against our engagement.
On-the-ground execution where the asset sits, through Montclare Capital Partners and its local partners.
Montclare Capital Financing was created from a recurring need among clients of Montclare Capital Partners: access to financing for cross-border real estate transactions in a way that is structured, discreet and commercially aligned.
As international investors increasingly look across borders, financing often requires more than a standard banking route. The client profile, asset, tax position, ownership structure and documentation need to be properly prepared before the case is presented.
Share your financing requirement and we will assess whether the case fits the Montclare Capital Financing platform.
Request a Financing Review