A gap between two dates becomes a financing problem when a deposit and an exclusivity period sit inside it. The funds exist and the buyer is committed; they simply are not there yet. Bridge finance closes that gap, and it is assessed on one thing above all others: the event that repays it.
We prepare and place bridge transactions with lenders whose model is short-term, asset-backed credit. Terms in this market typically run from six to thirty-six months, with security limited to the companies and assets the transaction genuinely requires, and repayment tied directly to the exit.
Typical situations
- Completing an acquisition before the proceeds of a signed sale arrive
- Securing an asset while a longer-term facility is still in underwriting
- Funding a deposit or exclusivity period on a competitive transaction
- Covering a refinancing window between two facilities
- Releasing short-term liquidity against property already owned
What the lender examines
Not the long-term credit profile a bank would review, but the exit: the sale contract and its conditions, the identity and capacity of the counterparty, the payment calendar, and what happens if a date slips. A bridge repaid by a signed sale is a timing instrument. A bridge repaid by an expected sale is a bet with a deadline attached, and we say so before it is drawn.
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